Prudential Risk Associate , ICAAP , ILAAP , Liquidity Risk , Banking - JJ Search

The Company:

An award-winning Private Bank, providing Wealth Management solutions, Real Estate Finance and savings products

The Role:

The Prudential Risk Associate will support the Bank’s prudential risk management activities. This includes the Bank’s IFRS9 Modelling capability, credit portfolio reporting, supporting ICAAP, ILAAP, RRP modelling for stress testing, capital and liquidity monitoring, management information production, and reporting to internal governance committees.

The Prudential Risk Associate will provide, oversee and develop high quality credit analysis / management information across all Credit Risk types to enable regulator / financial reporting to be recommended for approval or declined as appropriate to Risk Committee.

The Prudential Risk Associate will support the ongoing monitoring of the Bank’s risk profile and will help to ensure that risk positions remain within approved limits and risk appetite. It also supports the maintenance of credit risk policies, underwriting guidance, prudential risk reporting, and data integrity through appropriate controls and audit trails.

The Prudential Risk Associate will support IFRS 9 monitoring, staging analysis, expected credit loss reporting and related MI. Assist with credit and prudential stress testing, including ICAAP, ILAAP, RRP and other risk management analysis. Monitor and report capital, liquidity, market and credit risk exposures, escalating breaches or emerging issues where required. Maintain risk analysis files, models and spreadsheets, ensuring data integrity, clear methodology and robust audit trails.

The Prudential Risk Associate will support second line oversight of the credit portfolio, including monitoring, analysis and review of relevant frameworks, policies and reporting processes. Support the review and development of credit risk and prudential risk frameworks, policies, guidelines and reporting processes.

The Credit and Prudential Risk Associate will ensure compliance with Consumer Duty.

The Candidate

Relevant experience in Prudential Risk or Liquidity Risk within a financial services business.

Must have an understanding of ICAAP and ILAAP.

Working knowledge of IFRS 9 / ECL and an interest in further developing technical expertise in this area.

Good understanding of prudential risk concepts, including capital, liquidity and market risk, with knowledge of key associated metrics.

Strong Excel skills, with the ability to build, maintain and improve analytical files and reporting packs; SQL and VBA would be advantageous.