Payment Business Analyst with JP Morgan Concourse Experience and Mainframe Experience

Role : Payment Business Analyst with JP Morgan Concourse Experience and Mainframe Experience
Location : Remote
Rate : $50/hr on C2C.
1. Payment Solutions Support & Delivery
Support analysis and delivery of the enterprise payments roadmap, including digital, lockbox, AutoPay, and real-time payment programs
Partner with Product Owners and Lead Business Analysts to define features and document payment capabilities in consideration of value
Help with implementation and optimization of main platforms, such as payment gateways, billing systems, and treasury integrations
Help ensure solutions align with enterprise architecture, regulatory requirements, and financial controls
2. Requirements and Business Analysis
Elicit, document, and validate our requirements across the payment lifecycle, including initiation, processing, reconciliation, and reporting
Translate needs into user stories, acceptance criteria, process flows, and functional documentation
Perform gap analysis, process mapping, and impact assessments with guidance from senior team members
Develop artifacts such as process flows, data mappings, business rules, and functional specifications
3. Cross-Functional Collaboration
Be a liaison across Finance, Treasury, Billing, Product, UX, and Engineering teams
Participate in working sessions and requirements workshops with partners
Document solution options, trade-offs, decisions, and follow-up actions
Coordinate with external partners and vendors where applicable, such as payment processors and banks
4. Data, Reporting & Financial Controls
Document requirements for payment reporting, reconciliation, and financial controls
Partner with Finance and Treasury to support accurate cash application, settlement tracking, and audit readiness
Support data analysis to inform decision-making, issue resolution, and compliance needs
5. Governance, Risk & Compliance
Help ensure payment solutions follow regulatory, audit, and security requirements, including PCI, fraud controls, and segregation of responsibilities
Support enterprise governance practices, such as payment standards, onboarding strategies, and control frameworks
Identify and document risks across payment processes and system integrations, escalating concerns
6. Team Contribution & Continuous Improvement
Contribute to team best practices in business analysis, documentation, and partner engagement
Maintain clear, organized, and traceable requirements documentation
Support complex programs by partnering with senior analysts, product owners, and technical teams