Loan Specialist - Bowling Green, OH

Join the AgCredit Team: Loan Specialist – Bowling Green, OH

About AgCredit

Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you’ll consider joining our experienced lending team as we continue to serve our customers, employees and communities.

Loan Specialist – Bowling Green, OH

The Loan Specialist functions as an integral part of the Lending Team in originating, underwriting, servicing, and administering loans and loan applications. This role works closely with the Account Officer, Credit Analyst, and member to ensure that our delivery of products and services is done in a positive and timely manner. The Loan Specialist is the secondary point of contact for the customer only after the Account Officer.

What You'll Do:

• Support the lending team throughout the loan origination process, including application preparation, due diligence, underwriting, approval, closing, and ongoing loan administration.
• Ensure loan requests and documentation are accurate, complete, compliant, and processed in a timely manner, while identifying and addressing outstanding requirements or closing conditions.
• Perform scorecard underwriting and credit analysis for eligible loans, including preparing credit packages, documenting policy exceptions, and approving loans within delegated authority.
• Assist with loan portfolio management, including maturing and past-due loans, loan pricing and modifications, FSA guarantees, financial information gathering, and CRM maintenance.
• Build strong customer and team relationships by providing knowledgeable, responsive, and high-quality service while demonstrating AgCredit’s core values and commitment to teamwork.

What You'll Need:

• Associate degree in Business, Ag Business, or a related field and two years of lending support experience; bachelor’s degree preferred.
• Strong attention to detail, dependability, organization, and problem-solving skills, with the ability to exercise sound judgment and work with minimal direction.
• Effective written and verbal communication and interpersonal skills, with the ability to work collaboratively with customers and team members from diverse backgrounds.
• Ability to review and interpret entity and legal documents, prepare accurate professional correspondence, and demonstrate proficiency with Microsoft Office applications.
• Knowledge of agriculture is beneficial, along with the ability to travel to lending offices and other locations for training, including occasional overnight travel.

Benefits Offered

• Competitive compensation
• Top-rated benefits program
• 401k Plan with company match
• Tuition reimbursement, sponsored training and career development opportunities
• Generous paid time off with 11 holidays observed
• Employee Assistance Program
• Community Service PTO
• “Dress for your day” dress code

Schedule

• Monday to Friday, 8:00am-4:30pm

Diversity Statement / EEO Statement

We are an Equal Opportunity/Affirmative Action Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.