Quick overview
Job description
The Senior Vice President, Senior Commercial Credit Analyst underwrites complex commercial loans, including CRE, C&I, leveraged finance, and tax credit deals. The role focuses on detailed cash flow, collateral, and borrowing base analysis; ongoing review of client financials; and clear, timely credit recommendations. This position partners closely with relationship managers, supports loan structuring and committee presentations, and provides guidance to junior credit staff while maintaining strong client service.
Responsibilities
- Underwrite complex commercial credit facilities including CRE, C&I, leveraged finance, and tax credit transactions
- Analyze borrower cash flow, projections, collateral, and leverage to assess repayment capacity and risk
- Review ongoing client financials, borrowing base certificates, AR and inventory reports, and covenant compliance
- Support relationship managers in structuring loan terms and preparing credit approval recommendations
- Participate in loan committee meetings, presenting analysis and defending credit conclusions
- Maintain awareness of relevant economic, industry, and market conditions affecting portfolio risk
- Help coach and mentor junior credit staff on underwriting standards and analysis techniques
Required Skills
- Commercial credit analysis
- Cash flow and debt service analysis
- Real estate and C&I underwriting
- Asset-based lending
- Financial statement analysis
- Collateral evaluation
- Borrowing base monitoring
- Credit risk assessment
- Loan structuring
- Microsoft Excel
Similar jobs
- SB

CREDIT ANALYST - COMMERCIALNew
Scale Bank · Edina, Minnesota · Hybrid 🇺🇸
Microsoft ExcelMicrosoft OfficeCRMSalesSalary not listed3 hours ago - EB
Senior Credit AnalystNew
Enterprise Bank and Trust · Tempe, Arizona · Hybrid 🇺🇸
Credit AnalysisUnderwritingFinanceSalary not listed3 hours ago - EB
VP Senior Credit AnalystNew
Enterprise Bank and Trust · Sacaton, Arizona · Hybrid 🇺🇸
Microsoft ExcelAccounts ReceivableCredit Analysis+1FinanceSalary not listed3 hours ago - EB
VP Senior Credit AnalystNew
Enterprise Bank and Trust · Higley, Arizona · Hybrid 🇺🇸
Microsoft ExcelAccounts ReceivableCredit Analysis+1FinanceSalary not listed3 hours ago - EB
VP Senior Credit AnalystNew
Enterprise Bank and Trust · Queen Creek, Arizona · Hybrid 🇺🇸
Microsoft ExcelAccounts ReceivableCredit Analysis+1FinanceSalary not listed3 hours ago - EB
Senior Credit AnalystNew
Enterprise Bank and Trust · Mesa, Arizona · Hybrid 🇺🇸
Credit AnalysisUnderwritingFinanceSalary not listed3 hours ago - EB
VP Senior Credit AnalystNew
Enterprise Bank and Trust · Gilbert, Arizona · Hybrid 🇺🇸
Microsoft ExcelAccounts ReceivableCredit Analysis+1FinanceSalary not listed3 hours ago - EB
VP Senior Credit AnalystNew
Enterprise Bank and Trust · Chandler, Arizona · Hybrid 🇺🇸
Microsoft ExcelAccounts ReceivableCredit Analysis+1FinanceSalary not listed3 hours ago - PF

Credit-Director (CS) | 2026 Auto Apply
Petra Funds Group · New York · Hybrid 🇺🇸
CPAComplianceDeal Closing+4Finance$146k - $219k/yr1 week ago - ME

Credit Analyst Auto Apply
Meriton · Irving · Hybrid 🇺🇸
WorkdayMicrosoft ExcelMicrosoft Office+13FinanceSalary not listed3 days ago - FW

Loan Review Analyst Auto Apply
First Western · Denver · Hybrid 🇺🇸
Microsoft OfficeContinuous ImprovementFinancial Analysis+2Salary not listed3 days ago - FW

Senior Loan Review Analyst Auto Apply
First Western · Denver · Hybrid 🇺🇸
Microsoft OfficeComplianceContinuous Improvement+5Salary not listed3 days ago