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Full timeFinance

VP Senior Credit Analyst

Enterprise Bank and TrustHigley, Arizona🇺🇸United StatesPosted Oct 24, 2026

Quick overview

SeniorityLeader
Employment typeFull Time
Work modeHybrid
LocationHigley, Arizona, United States
Microsoft ExcelAccounts ReceivableCredit AnalysisUnderwriting

Job description

Underwrite complex commercial loan transactions, including commercial real estate, C&I, leveraged finance, and tax credits. Analyze financial statements, cash flow, collateral, and borrowing base reports; support lending officers with transaction structuring; monitor covenant compliance and loan maturities; and participate in loan committee meetings.

Responsibilities

  • Underwrite complex commercial loan transactions across real estate, C&I, leveraged finance, and tax credits.
  • Analyze financial statements, cash flow, debt service, projections, trends, and collateral.
  • Review borrowing base certificates and accounts receivable and inventory reports.
  • Track financial statement, borrowing base, and covenant compliance follow-up items.
  • Support lending officers in structuring and analyzing transactions and monitor loan maturities and pipeline deadlines.
  • Participate in loan committee meetings and assist with coaching junior credit associates.

Required Skills

  • Commercial loan underwriting
  • Commercial real estate credit analysis
  • Commercial and industrial lending analysis
  • Leveraged finance analysis
  • Tax credit underwriting
  • Financial statement analysis
  • Cash flow and debt service analysis
  • Collateral evaluation
  • Asset-based lending and borrowing base monitoring
  • Microsoft Excel

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