Product Owner

Job Discription :

Seeking a Product Manager with 5+ years of experience delivering API-driven products in regulated environments, with strong expertise in Open Banking, REST APIs, OAuth/OIDC, third-party integrations, and cross-functional program delivery.

Own the end-to-end delivery of open banking capabilities, including API-based data sharing, third-party/TPP connectivity, consent and permissions, and partner integrations. Translate regulatory and commercial requirements into executable engineering work and drive delivery through production.

Required Qualifications:

• 5+ years of product management experience delivering technical, API-centric, or platform products in a regulated environment.
• Demonstrated fluency with REST/JSON APIs, authentication and authorization patterns such as OAuth 2.0/OIDC or equivalent, data models, and integration testing, with enough technical depth to credibly challenge engineering designs.
• Proven track record of delivering complex cross-functional programs involving internal dependencies, external partners/vendors, and third parties.
• Strong written communication and requirements definition skills, with the ability to produce documentation engineers can build from without repeated clarification; ability to use AI to enhance productivity and quality.
• Hands-on experience with Jira, Confluence, Bitbucket, or equivalent tools.
• Direct open banking experience is preferred but not required. Relevant backgrounds may include payments, card networks/acquiring, core banking, identity and consent management, healthcare data interoperability/FHIR, telecom or utility data exchange, or another regulated API/data-sharing ecosystem. Candidates should demonstrate transferable technical depth, third-party integration experience, and comfort operating within regulatory constraints. Spanish language skills would be a strong advantage for work related to Chile.
• Familiarity with open banking standards and regulatory regimes such as FDX, UK Open Banking, PSD2/PSD3, and Section 1033.
• Experience managing developer- or partner-facing APIs, including versioning and deprecation.
• A data-driven approach to adoption, reliability, and consent-funnel performance.

Key Responsibilities

• Develop detailed, testable requirements, epics, user stories, acceptance criteria, API and data specifications, and error/edge-case handling.
• Run dependency and impact assessments across internal platforms, partners, and downstream consumers, surfacing risks and sequencing trade-offs early.
• Partner closely with engineering throughout the full SDLC, including grooming, sprint planning, prioritization, and release readiness, using Jira, Confluence, and Bitbucket.
• Engage design teams early to shape consent, authentication, and disclosure experiences, validating solutions against regulatory and usability constraints.
• Drive clarity in an ambiguous, multi-stakeholder environment by defining scope, documenting decisions, and keeping Legal, Compliance, Risk, Data, Operations, and partner teams aligned
  Equal opportunity Employer : We are an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, national origin, citizenship/ immigration status, veteran status, or any other status protected under federal, state, or local law.