Mortgage Loan Officer

Generations Home Loans in Seattle, WA is seeking a driven Mortgage Loan Officer to grow production and build a high-performing team. You'll originate purchase and refinance loans, develop referral relationships, and guide borrowers through every step with clear, honest communication. Partner closely with processors and underwriters to deliver smooth, on-time closings. This client-focused, collaborative role offers the opportunity to grow your book of business, mentor others, and make a real impact on customers' path to homeownership.

Responsibilities

• Originate and structure residential mortgage loans for purchase and refinance clients
• Prospect, build, and manage a personal pipeline of borrowers and referral partners
• Lead and grow a small team of loan officers or assistants to increase production
• Conduct detailed borrower consultations, gather documentation, and pre-qualify applicants
• Recommend appropriate loan products and explain terms, costs, and timelines clearly
• Coordinate with processors, underwriters, and closing agents to ensure on-time closings
• Maintain CRM records, track applications, and follow up through each loan milestone
• Ensure compliance with federal, state, and investor mortgage lending regulations
• Deliver high-touch client service focused on education, transparency, and trust

Required Skills

• Mortgage origination
• Residential loan products (conventional, FHA, VA, jumbo)
• Loan structuring and pricing
• Sales and business development
• Financial analysis and income calculation
• Credit and risk assessment
• CRM and loan origination systems (LOS)
• Compliance with mortgage regulations
• Pipeline and pipeline reporting
• Team leadership and mentoring