Residential Mortgage Loan Officer

Dream Finders Homes is seeking a customer-focused Mortgage Loan Officer to help homebuyers navigate financing as they purchase quality homes in our communities. You will discuss mortgage options, gather and review applications and supporting documents, evaluate credit and income information, and guide customers through loan milestones. Partner with home sales, construction, processing, underwriting, and closing teams to deliver timely, accurate service. Explain terms and disclosures clearly, maintain compliant and complete files, follow up on outstanding requirements, and build lasting customer relationships. Success requires strong lending knowledge, attention to detail, sound judgment, and responsive communication in a fast-paced, collaborative, results-driven environment. Join a growth-focused national homebuilder committed to quality craftsmanship and a personalized homebuying experience.

Responsibilities

• Consult with prospective homebuyers to understand their financing needs and explain available mortgage products.
• Collect and review loan applications, income records, credit information, and supporting documentation.
• Assess applicants' financial qualifications and identify suitable loan options.
• Prepare or coordinate loan estimates, disclosures, and required documentation in accordance with applicable regulations.
• Track applications, follow up on outstanding requirements, and guide borrowers through approval and closing.
• Coordinate with sales, construction, processors, underwriters, and closing teams to support a smooth home purchase.
• Maintain accurate, complete loan files and provide timely updates to customers and internal partners.

Required Skills

• Mortgage loan origination
• Residential mortgage products
• Loan application review
• Credit and income analysis
• Debt-to-income assessment
• Loan estimate and disclosure preparation
• NMLS and mortgage compliance
• Fair lending regulations
• Loan processing and closing coordination
• Mortgage lending software and CRM systems