Back to Jobs
Recently postedRemoteOther

Payments Architect

Modern Agile Technologies, LLCUnited States🇺🇸United States

Quick overview

SeniorityMid Senior
Work modeRemote
LocationUnited States
MicroservicesOracleSQLSwiftAPI GatewayEncryptionOAuthOWASPPCI DSSBlockchainComplianceJWTKafkaRabbitMQPostgreSQLSQL ServerAgile

Job description

Hiring,
Greetings from Modern Agile Technologies.

Position: Payments Architect

Location: Remote

Type:       Contract (W2 Only)

Core Experience

• 5+ years of hands-on experience in payments solution design and implementation.

• Deep working knowledge of payments industry domains: (1 or 2 out of list minimum).

◦ RTGS (Real-Time Gross Settlement) systems.

◦ Real-time payment networks and schemes.

◦ Check processing systems.

◦ SWIFT and international payment protocols (Wires).

◦ Other clearing and settlement systems.

Technical Architecture

• Expertise in interoperability and integration architecture:

◦ ISO 20022 standards and implementations.

◦ Enterprise integration patterns and design principles.

◦ System-to-system communication protocols.

• Advanced knowledge of modern application architecture:

◦ Microservices architecture and design patterns.

◦ Event-driven architectures and event streaming platforms (Kafka, RabbitMQ, etc.).

◦ Message queuing systems and asynchronous processing.

◦ API-first design methodologies.

Database & Data Management

• Extensive experience with mainstream RDBMS platforms (Oracle, PostgreSQL, SQL Server, etc.).

• Exposure to distributed database systems and eventual consistency patterns.

• Understanding of data governance and data quality in payment systems.

Security & Infrastructure

• ISO 27001 compliance and information security management.

• NIST Cybersecurity Framework knowledge and implementation experience.

• API Security expertise:

◦ OAuth 2.0 and OpenID Connect (OIDC).

◦ JWT, JWS (JSON Web Signature), and JWE (JSON Web Encryption).

◦ API authentication, authorization, and rate limiting.

◦ Secure API gateway implementation.

• Web Front-End Security:

◦ OWASP Top 10 mitigation strategies.

◦ Secure coding practices for payment interfaces.

◦ PCI DSS compliance for web applications.

Emerging Technologies

• Knowledge and exploratory experience with Agentic AI and intelligent automation in payments.

• Understanding of tokenized assets, digital wallets, and blockchain applicatio

Similar jobs