Business Analyst with Credit Card /Digital Payments experience Harrisburg, PA ( REMOTE occasional onsite) - 12 Months

Role: Business Analyst with Credit Card /Digital Payments experience
Location: Harrisburg, PA ( REMOTE occasional onsite)
Duration: 12 Months

*** Should be from PA or surrounding state consultant who can attend client meetings ***

Required Qualifications
4 7 years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.
Deep knowledge of the payment s ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
Proficiency with payment authorization/settlement flows.
Experience with PCI-DSS (Payment Card Industry - Data Security Standard) compliance requirements and tokenization/encryption concepts.
Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.
Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.
Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
Excellent communication and stakeholder management skills.

Preferred Qualifications
Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay).
Knowledge of chargeback and dispute management processes.
Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource.
Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP Accredited ACH Professional).
Experience with fraud detection tools and rules engines.
Experience with reconciling merchant activity to the system