Business Analyst/Product Owner

Job Title: Business Analyst/Product Owner
Location: Chicago, IL / Raleigh, NC / Richardson, TX (Onsite)
Employment Type: Contractual
Job Description:-
Seeking a Senior Consultant with deep expertise in Commercial Lending Origination and Loan Lifecycle Management to support a strategic transformation initiative involving the implementation, migration, configuration, and rollout of the Abrigo Commercial Lending platform.

The ideal candidate will have strong experience in commercial lending business processes, loan origination platforms such as Abrigo, nCino, Moody's Lending Suite, Finastra LaserPro, Baker Hill, or similar solutions, and hands-on involvement in product implementation, configuration, data migration, and business transformation programs. The consultant will serve as the bridge between business stakeholders, lending operations teams, and technology teams to ensure successful product adoption and business outcomes.
Roles and Responsibilities:
Extensive experience in Commercial Lending Management solution.
Act as a subject matter expert for Commercial Lending Origination, including:
Customer onboarding
Credit application intake
Financial spreading
Credit analysis
Underwriting
Credit approval workflows
Covenant management
Loan booking and funding
Analyze current-state lending processes and define future-state origination workflows.
Recommend business process improvements and technology optimization opportunities.
Will be responsible for evaluating business needs from various business units and determining how IT can support those needs leveraging Lending Banking software
Provide functional support to business users, lending operations teams, underwriters, credit analysts, and relationship managers throughout the implementation lifecycle.
Define and maintain business process documentation, configuration documents, operating guides, and support playbooks.
Facilitate transition from project mode to business-as-usual (BAU) operations by ensuring complete transfer of business, product, and process knowledge.
Analyze system defects and enhancement requests, document business requirements, and coordinate prioritization with business stakeholders.
Support Level 2/Level 3 functional issue triage by working closely with development, product vendor, and operations teams.
Lead and support the implementation of the Abrigo Commercial Lending Solution.
Assist in defining product configurations aligned to business requirements and regulatory guidelines.
Conduct fit-gap analysis between existing processes and Abrigo capabilities.
Support user acceptance testing, business validation, and production readiness activities.
Support data mapping, conversion strategy, migration validation, and reconciliation activities.
Assess existing commercial lending products, workflows, and interfaces for migration readiness.
Work with business users to validate migrated customer, loan, collateral, covenant, and credit information.
Support cutover planning and production deployment activities.
Support functional testing, integration testing, and user acceptance testing.
Validate lending workflows, credit decisions, approval chains, and migrated data.
Guide the team in configuring the application in line with the Design Documents, plan the activities for configuration and development with PM, work with the client to get requirement clarifications and user sign off on key changes.
Experience in analyzing financial statements, conducted credit risk assessment, structing commercial loans and prepared underwriting report

Skill / Competencies / Experience:
10+ years of commercial lending experience within banks, credit unions, or financial institutions.
Experience supporting commercial lending platform implementation projects.
Understanding of data migration, reconciliation, conversion, and validation activities.
Experience implementing or configuring Abrigo Commercial Lending Solutions.

ESSENTIAL
Bachelor s degree in accounting, Finance, or a related field.
10+ years of exposure to financial services or banking applications.
PREFERRED
Commercial Lending SME
Highly motivated self-driven with a positive attitude.

ADDITIONAL
Familiarity with financial systems, commercial loan life cycles, and regulatory compliance is a plus.