Credit Strategy Analyst

CREDIT STRATEGY ANALYST

London (Hybrid, 3 days in office) | £40,000 - £80,000

Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.

The Company

They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.

The Role

Key responsibilities include:

• Developing and enhancing acquisition and underwriting strategies
• Monitoring portfolio performance and identifying opportunities to improve credit outcomes
• Using SQL and analytical techniques to drive strategy decisions
• Supporting approval, limit management, pricing, and exposure management initiatives
• Working closely with risk, analytics, product, and commercial teams to improve lending performance
• Analysing customer and portfolio data to recommend strategy changes
• Contributing to the development of automated credit decisioning processes

Your Skills & Experience

• Experience within Credit Strategy, Credit Risk, or Lending Analytics
• Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
• Strong SQL skills
• Experience using data to influence lending and commercial decisions
• Python and Tableau experience would be advantageous
• SME lending experience is beneficial but not essential

What They Offer

• Salary between £40,000 and £80,000 depending on experience and level
• Opportunities at Analyst, Senior Analyst, and Lead Analyst level
• Hybrid working with three days per week in the office
• Exposure to international lending portfolios
• Clear progression within a growing and profitable organisation
• The opportunity to influence key lending strategy decisions in a high-performing business

How to Apply

If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.