Corporate & I-Banking Structured Trade Finance Associate

It Starts Here

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift.

It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities

We Want to Talk to You!

The Difference You Make

The Corporate & Investment Banking Structured Trade Finance Associate develops, analyzes, and executes specialized financing solutions for international trade and commodity transactions with key risk mitigants. Key duties include structuring deals with instruments (prepayments, inventory finance), modeling cash flows, negotiating with banks, and managing risk through insurance or collateral.

Deal Structuring

Design and implement tailored financing solutions (e.g., prepayments, inventory finance, borrowing base facilities).

Risk Mitigation

Analyze and mitigate risks using instruments like insurance guarantees and letters of credit.

Financial Modeling & Analysis

Create complex working capital models, forecast trends, and analyze collateral (inventory, receivables).

Execution & Documentation

Negotiate with lenders/counterparties and prepare legal documentation.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Bachelor’s or Master’s degree in Finance, Economics, Math, or Engineering.

Experience

1-5 years of experience in commodity finance, corporate banking, or trade finance.

Technical Skills

Advanced Excel modeling, knowledge of financial instruments, and risk assessment techniques

Soft Skills

Strong negotiation, multi-tasking, communication, and interpersonal skills to manage client and bank relationships.

Certifications

No Certifications listed for this job.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Experience in Microsoft Office products.

Work Authorization & Sponsorship

Applicants
must be legally authorized to work in the United States
on a full-time basis
without requiring employer sponsorship
to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:
$145,000.00 USD

Maximum

$175,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized.

You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.

Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What

To Do Next

If this sounds like a role you
are
interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us
at

TAOps@santander.us
to discuss your needs.