Product Owner – Consumer Payments

Dear Partner,

Good Morning ,
Greetings from Nukasani group Inc !, We have below urgent long term contract project immediately available for the Requirement Product Owner III – Consumer Payments, Charlotte, NC, Hybrid need submissions you please review the below role, if you are available, could you please send me updated word resume, and below candidate submission format details, immediately. If you are not available, any referrals would be greatly appreciated.

Interviews are in progress, urgent response is appreciated. Looking forward for your immediate response and working with you.

Candidate Submission Format - needed from you
Full Legal Name
Personal Cell No ( Not google phone number)
Email Id
Skype Id
Interview Availability
Availability to start, if selected
Current Location
Open to Relocate
Work Authorization
Total Relevant Experience
Education./ Year of graduation
University Name, Location
Last 5 digits of SSN
Country of Birth
Contractor Type

DOB: (dd/mm) mm/dd

Home Zip Code

LinkedIn ID

Assigned Job Details

Job Title : Product Owner III – Consumer Payments
Location: Charlotte, NC, Hybrid
Rate : Best competitive rate 

Position Overview

Ally Financial is seeking an experienced Product Owner III – Consumer Payments to support the strategy, development, and day-to-day delivery of digital payment experiences across the consumer payments ecosystem.

The ideal candidate will have strong Product Ownership or Business Product Lead experience within financial services, with hands-on knowledge of payments, ACH, wire transfers, treasury, or banking operations. This role will work closely with Product Management, Technology, Operations, Servicing, QA, Compliance, Fraud, and other cross-functional teams to deliver secure, efficient, and customer-focused payment capabilities.

This is an excellent opportunity for a payments professional who enjoys translating business and technical requirements into actionable product solutions and wants to contribute to high-impact consumer-facing financial products.

Key Responsibilities

• Collaborate with leadership, technical architects, Product Managers, developers, QA teams, and business stakeholders to define product roadmaps and delivery priorities.
• Create, prioritize, and maintain the product backlog for consumer payment experiences, including Zelle®, bill pay, internal and external transfers, ACH, and domestic wires.
• Translate business and technical requirements into clear, actionable epics, features, and user stories.
• Write user stories that clearly define functionality, business requirements, payment rules, exception scenarios, and customer experience considerations.
• Prioritize backlog items and manage trade-offs across current and future sprints based on business value, customer impact, risk, and technical considerations.
• Participate in and facilitate sprint planning, backlog refinement, sprint reviews, and other Agile ceremonies.
• Partner closely with Development and QA teams throughout the development lifecycle to ensure requirements are understood, solutions are appropriately tested, and features are deployment-ready.
• Make day-to-day tactical decisions regarding payment features, priorities, trade-offs, and defect resolution to keep development moving efficiently.
• Solicit stakeholder feedback to ensure proposed solutions are valuable, appropriately scoped, and aligned with business objectives.
• Maintain product documentation, including process flows, business rules, payment scenarios, requirements, and release notes.
• Collaborate with UX, Technology, Fraud, Compliance, Operations, Servicing, Marketing, and other cross-functional teams to deliver effective payment solutions.
• Communicate product progress, risks, dependencies, decisions, and changes to stakeholders across Product, Operations, Servicing, and Technology.
• Develop safe rollout strategies and minimize disruption to dependent teams and customers when introducing enhancements or breaking changes.
• Support product upgrades, training, communications, and implementation activities as needed.
• Help identify and remove team impediments that could impact delivery.
• Monitor product performance and operational outcomes, including payment success rates, error and exception trends, customer adoption, and operational impacts.
• Manage vendor relationships when applicable, including deliverables, timelines, dependencies, and ongoing performance.
• Serve as an internal and external ambassador for assigned products and act as a primary point of contact for product-related questions.
• Support projects of varying size, complexity, and business priority while maintaining a strong focus on customer experience and delivery quality.

Mandatory Qualifications

• 4+ years of experience as a Product Owner, Business Product Lead, or similar product-focused role.
• Strong experience supporting financial services, banking, payments, ACH, wire transfers, treasury, or banking operations.
• Demonstrated experience writing detailed user stories, acceptance criteria, business requirements, and functional requirements.
• Experience defining payment functionality, payment rules, exception flows, and customer experience requirements.
• Hands-on experience with Agile/Scrum methodologies and participation in sprint planning, backlog refinement, sprint reviews, and related ceremonies.
• Strong experience managing and prioritizing product backlogs, epics, features, and user stories.
• Ability to make tactical product decisions involving priorities, trade-offs, payment features, and defect resolution.
• Experience working closely with Developers and QA teams throughout the software development lifecycle.
• Experience using Jira for backlog management, story tracking, and sprint execution.
• Proficiency with Confluence for product documentation, requirements, process flows, and cross-functional collaboration.
• Strong communication, stakeholder management, problem-solving, and organizational skills.
• Ability to collaborate effectively with Product, Operations, Servicing, Technology, Compliance, Fraud, and other business teams.

Desired Qualifications

• Working knowledge of ACH and/or wire transfer processes, including:
  • Payment initiation
  • Payment processing
  • Settlement
  • Returns
  • Exceptions
  • Payment controls
  • Risk considerations
• Understanding of payment-related regulatory and operational requirements, including:
  • NACHA
  • OFAC
  • Fraud prevention
  • Payment approvals and controls
  • Audit requirements
• Experience with consumer payment products such as Zelle®, bill pay, internal/external transfers, ACH, and domestic wires.
• Experience monitoring payment KPIs, error trends, exceptions, adoption, and operational performance.
• Experience working with third-party vendors and managing vendor deliverables and timelines.

Best,

Bhavani
Recruiter | IT & Digital Marketing

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