Quick overview
Job description
Develop and manage commercial loan accounts and client relationships, build business through prospecting and cross-selling, assess credit risk, analyze financial statements, approve loans within assigned authority, and monitor existing loans for compliance with terms and conditions.
Responsibilities
- Develop relationships with business owners, executives, and prospective banking clients.
- Create and execute prospecting plans to meet individual and team sales objectives.
- Interview commercial loan applicants and collect relevant financial information.
- Analyze financial statements and assess credit risk and repayment capacity.
- Approve loans within delegated authority and refer larger credits for additional review.
- Monitor existing loans, customer relationships, market conditions, and product competitiveness.
Required Skills
- Commercial credit underwriting
- Commercial lending
- Loan portfolio management
- Financial statement analysis
- Credit risk assessment
- Loan approval
- Business development
- Client prospecting
- Treasury management product cross-selling
- Microsoft Word and Excel
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