Start searching
Back to Jobs
Full timeFinance

Mortgage Underwriter

Vivo TalentStafford, Staffordshire🇬🇧United Kingdom

Why this role stands out

Grow your career in a respected building society where you'll handle diverse mortgage cases and contribute to policy development within a supportive team. This hybrid role offers a competitive salary and the chance to develop your skills while making a tangible impact on members' homeownership journeys. If you have strong analytical abilities and a member-focused approach, this is an excellent opportunity to advance.

Quick overview

Salary£40k/yr
SeniorityMid Senior
Employment typeFull Time
Work modeHybrid
LocationStafford, Staffordshire, United Kingdom
Underwriting

Job description

Mortgage Underwriter - Stafford £40,000 Permanent, full time

A long-established, member-owned building society is looking for a Mortgage Underwriter to assess residential lending cases with care and good judgement. You'll work in a small, close-knit mortgage team alongside processors and the wider lending function, owning cases from application through to offer and helping keep service levels high for members and brokers.

What you'll do

  • Underwrite residential mortgage applications in line with lending policy and your mandate
  • Assess affordability, credit history, income and property risk, making clear, well-reasoned decisions
  • Review valuation reports and work with valuers, brokers and solicitors to resolve queries
  • Handle more complex cases, including self-employed, interest-only, buy-to-let and later-life lending
  • Make sure decisions meet regulatory requirements, including Consumer Duty, responsible lending and fraud prevention
  • Support quality checks and feed into improvements to policy and process
  • Mentor and support colleagues across the mortgage team

What you'll bring

  • Experience underwriting residential mortgages, ideally at a building society or smaller lender
  • Sound knowledge of mortgage regulation and responsible lending
  • Strong analytical skills and attention to detail
  • Confidence talking to brokers, solicitors and valuers
  • A practical, member-focused approach to decision-making
  • CeMAP or equivalent is desirable

Why apply

  • A key role in a lender that still underwrites with a personal touch
  • Real input into lending decisions and policy
  • A supportive team where your experience is valued

To apply, send your CV or contact Jordan Diston at Vivo Talent: (phone number removed) (url removed)

Similar jobs

Apply