Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification.

You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities
Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
Prepare, review, and present credit approval materials in line with credit risk policies and standards
Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
Identify emerging deterioration early and drive proactive risk management actions for problem situations
Produce periodic portfolio summaries and annual review materials for senior management
Support development of junior talent through coaching, training, and feedback
Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information
Required Qualifications, Capabilities, and Skills
Bachelor’s degree and 7+ years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
Advanced knowledge of financial statements and accounting principles
Experience preparing credit approval materials and applying credit risk policies and controls
Experience reviewing and negotiating documentation related to credit agreements
Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
Strong analytical skills with the ability to form sound, well-supported credit judgments
Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills
Master of Business Administration or Chartered Financial Analyst designation
Strong verbal and written communication skills, including the ability to present to senior stakeholders
Demonstrated ability to influence outcomes through clear recommendations and effective partnership
Experience leading client diligence discussions and negotiating with external counterparties
Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams
This position is subject to Section 19 of the Federal Deposit Insurance Act.

As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.

We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an

Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.