Relationship Manager, Commercial Banking

About Northern Trust
As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions.
Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide.
With more than 135 years of financial experience and over 24,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
Relationship Manager, Commercial Banking
Summary
The Relationship Manager, Commercial Banking develops and manages commercial client relationships by delivering lending, treasury management, and cash management solutions. This role drives growth through new business development, expands existing relationships, and serves as a trusted advisor on financing and cash flow strategies to enhance client success and profitability.
Major Duties

• Develop, manage, and expand commercial banking relationships with existing and prospective clients.

• Identify and pursue new business opportunities while growing revenue across credit and non credit products and services.

• Serve as a trusted advisor by providing guidance on financing strategies, cash flow optimization, treasury management, and capital structure needs.

• Structure and negotiate complex commercial lending and financing transactions, including pricing, terms, and documentation.

• Analyze financial statements, assess creditworthiness, and prepare credit recommendations for approval.

• Partner with internal business units and subject matter experts to deliver comprehensive banking solutions and address client needs.

• Prepare client proposals and presentations and resolve service issues to maintain strong client relationships.

Qualifications

• Bachelor's degree in Finance , Accounting, Business Administration, Economics, or a related field required .

• 5 to 7 years of commercial banking, lending, equipment finance, financial analysis, or client relationship management experience.

• Experience evaluating credit risk, underwriting loans, and analyzing financial statements.

• Strong knowledge of commercial lending products, treasury management services, and applicable banking regulations.

• Demonstrated business development, relationship management, and consultative sales skills.

• Ability to structure and negotiate complex financing transactions.

• Strong analytical, problem solving, verbal, written, and presentation skills.

• Formal credit training program experience preferred.

• Ability to travel regularly to client locations.

#Hybrid
Salary Range:
$78,945 - 134,235 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Work Authorization
Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa).
Working with Us
As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.
Philanthropy is deeply rooted in Northern Trust's history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.
Reasonable Accommodation
Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com , or alternatively you can discuss your individual requirements with the recruiter you are working with.