Sr. Credit Risk Analytics Lead (Consumer Lending)

Location: Remote – Occasional Travel Required for Meetings
Salary: $130K - $150K/ Yearly Base + Benefits.

Position Overview: o Seeking a senior Credit Risk Analytics professional to lead consumer lending portfolio analytics, executive risk reporting, and reporting automation initiatives. The role combines credit-risk expertise with stakeholder and transformation leadership.

Key Responsibilities: o Analyze consumer credit portfolios, identifying delinquency, loss trends, risk drivers, and performance against risk appetite. o Evaluate credit strategies across acquisition, underwriting, line management, account management, and loss mitigation. o Develop risk narratives, portfolio insights, and recommendations for senior leadership. o Lead modernization and automation of credit risk reporting in partnership with data and technology teams. o Define analytical requirements, validate automated outputs, and own reporting quality and sign-off. o Manage transformation priorities, roadmaps, dependencies, and stakeholder communications. o Partner with senior stakeholders across Risk, Credit, Analytics, Data, Technology, Finance, and Operations.

Required Qualifications: o 4+ years of consumer credit risk analytics experience in banking, financial services, or consumer lending. o Strong experience in portfolio analytics, credit strategy, performance reporting, and risk monitoring. o Understanding of consumer credit lifecycle and risk drivers. o Strong SQL skills. o Proven ability to present and defend analytical findings with senior stakeholders.

Preferred Qualifications: o Python experience. o Experience with Snowflake, Databricks, or modern cloud data platforms. o Experience leading reporting automation, analytics modernization, or data transformation initiatives. o Experience with KPI/KRI reporting, dashboards, and portfolio monitoring. o Strong program/project delivery and stakeholder management skills.