Quick Overview
Job Description
Senior Decision Scientist | SME Lending
Birmingham based role - Up to £75K
I'm currently recruiting for a Senior Decision Scientist to join a growing financial services business, working at the forefront of SME lending and automated credit decisioning.
This is a great opportunity for someone who wants to take ownership of the full model life cycle from identifying the problem and building models through to deployment, monitoring and optimisation - while working closely with Data, Risk and Product teams.
What you'll be doing- Develop and deploy ML and statistical models across credit risk, affordability and pricing
- Own models end-to-end, including data, feature engineering, modelling, validation, deployment and monitoring
- Build model monitoring frameworks and performance dashboards
- Explore new data sources, challenger models and A/B testing to improve decisioning
- Turn complex analysis into clear, commercially focused insights
- Work closely with both technical and senior business stakeholders to influence lending strategy
What I'm looking for
- Strong Machine Learning experience within SME lending
- Strong Python and SQL skills
- Proven experience taking models through the full development life cycle
- Background in FinTech, lending or automated decisioning
- Good understanding of UK credit risk and regulatory requirements
- Confident communicator who can bridge the gap between Data, Risk and Commercial teams
Desirable: Consumer lending experience, model governance/monitoring experience, and a strong commercial mindset with genuine ownership.
If you're a Senior Data Scientist, Decision Scientist or Credit Risk Modelling specialist looking for a role where you can have real influence over SME lending strategy, I'd be keen to hear from you.
Please apply ASAP if interested. GleeIT
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