Quick overview
Job description
In this role you'll
- Investigate credit and financial information for prospective and existing clients.
- Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans.
- Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
- Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
- Partner with lending teams to support effective credit risk assessment and portfolio management.
- Support the Team Leader role and serve as a backup when needed.
- Train, mentor, and support the development of new team members.
- Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.
What we're looking for
- You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
- An equivalent combination of education and experience can be considered in lieu of a degree.
- You have 4 or more years of experience as a Credit Analyst (Required).
- SBA credit analysis preferred
What helps you shine
- You have strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance.
- You possess deep knowledge of credit investigations, collateral requirements, and commercial lending concepts.
- You demonstrate exceptional analytical and critical thinking skills with a strong understanding of accounting principles.
- You can manage a high volume of work while maintaining accuracy in a fast-paced, deadline-driven environment.
- You adapt effectively to changing priorities and interruptions while delivering quality results.
- You communicate clearly and professionally, both verbally and in writing.
- You have knowledge of federal and state laws and regulations related to commercial lending.
- You are proficient with Excel, Word, and other business and lending systems.
- You enjoy collaborating with others and sharing knowledge through coaching and mentoring.
Travel
- 0%
Our Company Values
- Do the right thing
- Mutual respect
- Teamwork
- Accountability
What Our Team Says
Compensation & Benefits
- Targeted starting salary range (based on experience): $88,657- $104,303
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
Haystack's AI agent can fill in and submit this application for you. How AI auto apply works
Similar jobs
- BA

Credit Analyst (remote WA) Auto Apply
Bannerbank · Bellevue · Remote 🇺🇸
Microsoft ExcelFinancial AnalysisFinance$30 - $39/hr - SI
Credit & Collections Supervisor- Roofing Auto Apply
Sika AG · Rutherford, NJ · On-site 🇺🇸
Microsoft ExcelConstruction$70k - $85k/yr - OC
Credit Representative - Credit- Full TimeRecently posted Auto Apply
Ocean Casino Resort · Atlantic City, New Jersey · On-site · Posted 11 Nov 2026 🇺🇸
Microsoft OfficeFinance$18/hr - ST

Credit Operations AnalystRecently posted Auto Apply
Stripe · Chicago · Hybrid · Posted 13 Nov 2026 🇺🇸
Credit AnalysisRisk ManagementUnderwritingFinanceSalary not listed - LI

Credit Associate-Community Development LendingRecently posted Auto Apply
Local Initiatives Support Corporation · Hybrid; New York City - LISC National Headquarters · Hybrid · Posted 10 Nov 2026 🇺🇸
Credit AnalysisFinancial AnalysisUnderwritingFinance$88.5k - $110.7k/yr - ME
Senior Credit Strategy AnalystRecently posted Auto Apply
Mikinok Enterprises · San Diego, California · Hybrid · Posted 10 Nov 2026 🇺🇸
SQLMicrosoft ExcelGoogle Workspace+7FinanceSalary not listed - ME
Senior Credit Strategy AnalystRecently posted Auto Apply
Mikinok Enterprises · Belcourt, North Dakota · Hybrid · Posted 10 Nov 2026 🇺🇸
Microsoft ExcelGoogle WorkspaceUnderwriting+2FinanceSalary not listed - ME
Senior Credit Strategy AnalystRecently posted Auto Apply
Mikinok Enterprises · Minneapolis, Minnesota · Hybrid · Posted 10 Nov 2026 🇺🇸
Microsoft ExcelGoogle WorkspaceUnderwriting+2FinanceSalary not listed - CO
Intern - Credit Analyst, Year-Round Auto Apply
Continental · Fort Mill, SC · Hybrid · Posted 6 Nov 2026 🇺🇸
Microsoft ExcelMicrosoft OfficeMicrosoft PowerPointFinanceSalary not listed - PR
Credit and Collection Portfolio Specialist Auto Apply
PrePass · Phoenix, Arizona · Hybrid · Posted 6 Nov 2026 🇺🇸
Accounts ReceivableBankruptcy LawERP+4FinanceSalary not listed - RE
Credit Manager Auto Apply
REXEL · Beaverton, OR · On-site · Posted 16 Oct 2026 🇺🇸
Microsoft ExcelAccounts ReceivableReconciliationFinanceSalary not listed - OB

Credit Administrative Associate Auto Apply
Oldcastle BuildingEnvelope · Terrell · Hybrid · Posted 5 Nov 2026 🇺🇸
Microsoft OfficeAccounts ReceivableERP+2FinanceSalary not listed