Loan Analyst

Loan Application Analyst
📍 London

About MCL Finance
Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.

🎯 Our Mission
To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next.

The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality MCL is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.

Key Responsibilities

• Work through and verify loan application bank statements for accuracy, clarity and completeness
• Identify errors, missing information, and inconsistencies in application packs
• Liaise with underwriters, brokers and internal teams to clarify and correct submissions
• Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
• Support the operations and credit teams to ensure only clean files move to decisioning

🔍 What We're Looking For

• A finance, accounting, or related degree
• Strong Excel skills
• Excellent attention to detail and comfortable working with data, documents, and financial records
• A steady, hungry attitude — ready to get stuck in, no ego
• Strong organisational skills and able to meet tight deadlines
• Clear, efficient communicator, internally and with external brokers

Bonus

• Previous experience in financial services, lending, or quality assurance

Our Offer

• Salary: £30,000
• 25 days annual leave (plus bank holidays)
• Private health insurance with AXA
• Income protection
• Life assurance
• Statutory pension
• Fully stocked snacks, drinks, and coffee machine
• Monday lunch on us!

👋 Think you're a fit? Let's talk.