Pricing Rule Engine Analyst

Hi,

JOB DESCRIPTION: Pricing Rule Engine Analyst — Q2 PrecisionLender
Location: US Remote / Charlotte, NC / New Jersey (Hybrid optional in Charlotte & NJ) | Type: Full-Time + Contract-to-Hire options | Industry: Banking / FinTech

About the Role:
We are hiring a Pricing Rule Engine Analyst with hands-on Q2 PrecisionLender / Andi experience to own commercial loan pricing, profitability, and deal structuring for a $10B+ portfolio. You will be the bridge between Finance, Credit, and Commercial Sales — turning pricing policy into rules in PrecisionLender.

Key Responsibilities:
- Administer and configure Q2 PrecisionLender & Q2 Catalyst — pricing models, COF curves, capital, risk ratings, hurdle rates
- Build and maintain custom Andi Skills / pricing rule engine: rate floors, ROE targets, relationship pricing, exception guardrails, cross-sell prompts
- Design commercial pricing rules: C&I, CRE, fixed/variable, swaps, fees, deposit credit, treasury management linkage
- Partner with Finance to model NIM, risk-adjusted return (RAROC), ROE impact in real-time
- Integrate PrecisionLender with nCino / Salesforce / LOS for straight-through pricing and audit trail
- Create dashboards & reports on pricing exceptions, spread over COF, win rate, and profitability leakage
- Train and coach 100+ RMs on Andi-driven negotiation and structure optimization

Required Qualifications:
- 4+ years in Commercial Pricing, Portfolio Management, or Lending Technology
- Hands-on experience with Q2 PrecisionLender (Andi) — must have
- Strong understanding of commercial loan pricing: COF, FTP, hurdle rates, ROE/RAROC, PD/LGD
- Experience building pricing rule engines (Drools, OPA, or Andi Custom Skills)
- SQL / Excel / Tableau / Power BI for pricing analytics
- Banking experience — $5B+ asset bank, fintech, or Q2 implementation partner

Preferred:
- Q2 PrecisionLender Implementation / Admin certification
- Experience with Axiom ALM, Moody's, Salesforce/nCino
- Knowledge of Fair Lending, pricing compliance, and audit controls
- Experience at Truist, PNC, First National Bank of Omaha, Bank of America, Q2