Mid-Level Residential Mortgage Loan Officer

Burke & Herbert Bank & Trust seeks a Mortgage Loan Specialist to originate and manage residential mortgage loans for our community-focused bank. In this role, you will develop and maintain referral relationships, guide borrowers through the application and approval process, analyze credit and income documentation, and recommend appropriate mortgage products. You'll ensure accurate, compliant files, coordinate with underwriting and closing teams, and provide responsive, personalized service. Join a stable, relationship-driven institution with opportunities to deepen your expertise and grow your career in community banking.

Responsibilities

• Originate residential mortgage loans and meet production goals
• Guide clients through mortgage options, applications, and closing process
• Analyze borrower credit, income, and collateral to recommend products
• Ensure loan files are accurate, complete, and compliant with regulations
• Collaborate with underwriting, processing, and closing teams to meet deadlines
• Develop referral networks with realtors, builders, and community partners
• Maintain active loan pipeline and track status through closing
• Provide responsive, relationship-based service to new and existing clients
• Use LOS and digital tools to manage applications and documentation
• Support community banking initiatives and uphold bank policies and standards

Required Skills

• Mortgage loan origination
• Credit analysis
• Knowledge of mortgage regulations (TRID, RESPA, TILA)
• Residential underwriting basics
• Loan documentation and processing
• CRM and LOS software proficiency
• Financial counseling for borrowers
• Pipeline and relationship management
• Sales and referral development
• Compliance and risk awareness