Senior Private Banker - High-Net-Worth Clients

BMO Financial seeks a Senior Private Banker to advise high-net-worth clients within our Financial Planning and Advisory team. You will deliver customized banking, credit, and investment solutions, integrating tax and estate considerations in collaboration with wealth, insurance, and planning specialists. Responsibilities include managing a complex portfolio, deepening relationships, driving new client acquisition, and ensuring strict regulatory and risk compliance. You'll thrive in BMO's inclusive, customer-focused culture with strong learning, mobility, and impact opportunities and competitive, performance-based rewards.

Responsibilities

• Manage and grow a portfolio of high-net-worth private banking clients
• Provide tailored banking, credit, and basic investment solutions aligned to client goals
• Collaborate with wealth, insurance, and planning specialists on integrated strategies
• Source and acquire new high-net-worth relationships through proactive business development
• Conduct detailed credit analysis and structure complex lending solutions within risk appetite
• Ensure full compliance with regulatory, KYC/AML, and internal risk policies
• Monitor client portfolios, identify opportunities, and execute cross-sell strategies
• Prepare and present financial recommendations and proposals to clients
• Maintain high service standards and address complex client needs promptly
• Contribute to team goals, mentoring junior staff and sharing best practices

Required Skills

• Private banking
• High-net-worth client advisory
• Credit and lending structuring
• Investment products and portfolio basics
• Financial planning concepts
• Relationship management and sales
• Risk management and credit analysis
• Regulatory compliance (KYC/AML)
• Tax and estate planning awareness
• Financial modeling and cash flow analysis