Head of Compliance

We are exclusively recruiting for a purpose-led fintech lender are looking to hire a Head of Compliance (SMF16) on either a Full or Part-Time basis to ensure they meet their regulatory obligations.

Job Requirements

1. Design, maintain and embed a proportionate compliance framework, policy suite and risk appetite for consumer credit
2. Own and deliver a risk-based compliance monitoring plan, with clear findings, actions and follow-up.
3. Oversee SM&CR operation across the firm, including certification, fitness and propriety, and conduct rules training
4. Provide compliance sign-off on new products, pricing changes, customer journeys and financial promotions
5. Advise on the governance of automated and AI-supported credit decisioning, including fairness and explainability.
6. Work with the MLRO and DPO on financial crime and data protection where they touch the customer journey
7. Experience as an approved SMF16 or SMF17, or as deputy to one.
8. At least 7 years in compliance at an FCA-regulated firm, with significant time in consumer credit or retail lending.
9. Deep working knowledge of CONC, PRIN, the Consumer Duty, SM&CR, DISP and the financial promotions regime.

Unless otherwise stated, candidates must have the right to work in the UK.

The CLARC Guarantee - we 100% guarantee that your CV will never be sent to a client without your prior expressed permission so all of your details are totally secure with us. Please note due to the volume of applications we sadly cannot reply to every application we receive and only successful applications will be contacted, however your details will be registered for consideration for more suitable opportunities as we get them.