Commercial Portfolio Manager

Job Description Job Description Commercial Portfolio Manager

Location: West Lawn, PA

Build Trusted Relationships and Shape Smarter Lending

If you're analytical, relationship-oriented, and thrive in a fast-paced environment, this is your opportunity to step into a high-impact role supporting Commercial Lenders across our markets. As a Portfolio Manager at ACNB Bank, you'll serve as the backbone of our lending process-ensuring accuracy, compliance, and outstanding borrower experiences from origination to ongoing management. Your expertise will help us navigate complex commercial loans and deepen client trust.

What You Bring to the Table

• A Bachelor's degree in Business, Finance, or a related field (preferred)

• 3+ years of relevant banking experience in commercial lending, ideally as an Assistant Administrator or Relationship Manager

• Strong understanding of C&I, CRE, and construction loan administration

• Excellent attention to detail, judgment, and the ability to manage complex credit documentation

• Experience working closely with Credit Admin, Legal Counsel, and Loan Operations

• Proficiency in collecting and analyzing financial statements, supporting loan closings, and managing borrower requirements

• Strong organizational, critical thinking, and time-management skills

• Exceptional communication and collaborative mindset-you're someone lenders trust and clients respect

Key Responsibilities

1. Manage the Commercial Lending Portfolio
   Proactively monitor and maintain the commercial loan portfolio to ensure timely extensions of lines of credit and hard maturity dates, working closely with Commercial Lenders and Credit Administration.
2. Oversee the Commercial Loan Application Process
   Enter new loan applications into the system, track key milestones, and coordinate with Credit, Documentation, and Legal to ensure accurate and timely progression from application through closing.
3. Support Credit and Documentation Accuracy
   Review commitment letters, closing packages, and loan documents to ensure alignment with credit approvals and policy standards; escalate discrepancies and follow through to resolution.
4. Collect and Analyze Borrower and Guarantor Financials
   Maintain timely receipt, review, and organization of financial statements and other documentation to support loan monitoring, compliance, and borrower communication.
5. Administer Construction Loans and Ongoing Reporting
   Collaborate with Construction Lenders to manage draw schedules and inspections and monitor borrower performance and collateral through periodic reporting and tracking systems.

Why You'll Love this Role

• You'll be deeply embedded in the lending process, managing the day-to-day details that keep deals moving

• You'll partner with experienced Commercial Lenders and expand your technical and relationship-management skills

• You'll have high visibility across departments like Credit Admin, Legal, Construction, and Audit

• Your work directly contributes to stronger credit decisions and smarter growth

Ready to bring your analytical strengths and commercial lending experience to a collaborative, growth-focused team?

Apply now to become a key part of ACNB Bank's portfolio management strategy.

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Location: 2213 Quarry Drive, West Lawn, PA 19609

ACNB Bank is an Equal Opportunity Employer.