Quick overview
Job description
In this role you'll
- Develop and manage relationships with new and existing commercial relationships.
- Responsible for actively marketing a broad range of bank services to meet needs of business owners. Negotiate loan terms and conditions within scope of authority.
- Prepare and present credit analysis and recommendations on borrowing requests.
- Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
- Monitor all credits through periodic reviews and analysis.
- Responsible for creating awareness of the Bank and its services through community activity.
- Responsible for assisting loan support staff.
- Responsible for complying with policies, procedures, security requirements, and government regulations.
What we're looking for
- You have a bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
- You have 4 or more years of experience in commercial credit, analysis, or business development (Required).
- Agricultural lending experience preferred.
- An equivalent combination of education and experience can be considered in lieu of a degree.
What helps you shine
- You build strong, trusted relationships and enjoy creating new business opportunities.
- You bring excellent relationship management, presentation, and negotiation skills.
- You understand local markets and use that insight to support clients effectively.
- You have strong financial and analytical skills with the ability to underwrite and structure commercial credits.
- You are familiar with treasury management products.
- You understand federal and state laws and regulations related to commercial lending and appraisal guidelines.
Travel
- Up to 10%
Our Company Values
- Do the right thing
- Mutual respect
- Teamwork
- Honesty and integrity
What Our Team Says
Compensation & Benefits
- Targeted starting salary range (based on experience): $101,956 - $119,948
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
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