Senior QA Engineer (Banking / Payments)

Job Title

Senior QA engineer (Banking / Payments)

Location

Plano, TX / Charlotte, NC (United States)

Experience

8+ years total IT; 4 6 years hands-on test automation

Job Duties

This role calls for a hands-on quality leader who can shape how complex software is tested and shipped within a banking and payments setting. You will set the direction for testing and automation, keep the underlying processes sharp and evolving, build shared tooling that other teams can rely on, and act as a quality gatekeeper across every environment while staying closely connected to engineering, product, and business partners.

Test Strategy & Frameworks

Set the overall direction for testing and automation, keeping the way we work consistent, repeatable, and always improving.

Create shared, reusable test frameworks and accelerators that other teams across the organisation can pick up and run with.

Steer the automation build-out, review both application and test code, and coach engineers toward stronger practices.

Test Process & Execution

Stand up and run the core testing routines from generating test data to logging defects, tracking runs, and reporting outcomes.

Keep a clear thread from business requirement through to test coverage and any defects raised, so nothing falls through the cracks.

Make sure every mandate, internal or regulatory, is honoured and that each environment stays compliant.

Payments Domain Testing

Build test scenarios that exercise card flows (authorisation, clearing, settlement) alongside ACH, wires, and instant payments like RTP and FedNow.

Check that payment messages line up with standards such as ISO 20022, ISO 8583, and SWIFT across the test data you use.

Put reconciliation, chargebacks, refunds, and the full transaction lifecycle through their paces from start to finish.

Design for the things that bite money-critical systems: correctness, idempotency, security, and graceful failure at high volume.

Delivery & Collaboration

Partner with colleagues across onshore and offshore locations to keep delivery consistent and dependable.

Give stakeholders a straight read on quality where things stand, what the risks are, and whether we are ready to go live.

Qualification

A degree in engineering, computer science, business, finance, or a related area or equivalent technical training.

Test automation or Agile credentials are a welcome bonus.

Skills Required

Core Experience

Roughly a decade in IT overall, with four to six of those years spent building test automation hands-on.

At least three years of actual development, ideally in Java, with enough fluency to write and debug your own code.

Time spent delivering automation inside an Agile Scrum setup.

Comfortable operating in a distributed, onshore/offshore global team.

Technical Skills

Automation tooling such as Cucumber, Selenium, and HP UFT.

Framework know-how across JUnit, TestNG, Jasmine, and Jersey.

Source control (Bitbucket, SVN) and build tooling (Maven, ANT).

Test and lifecycle management via JIRA or HP ALM.

Solid SQL, API/web-service testing, and a firm grip on OOP fundamentals.

Some exposure to wiring automated tests into CI/CD pipelines.

Domain Knowledge

Prior testing within banking, financial services, or payments is a strong advantage.

A feel for payment rails, ISO 20022/SWIFT messages, and how clearing, settlement, and reconciliation hang together.

Awareness of PCI-DSS, data protection, fraud safeguards, and audit expectations.

Soft Skills

Sharp analytical instincts and a knack for untangling problems.

Clear communicator who can present comfortably to both technical and business audiences.

Able to influence, collaborate, and keep stakeholders aligned across teams.