Business Banking Relationship Manager

Develop and manage a portfolio of business banking members, assess their financial needs, and recommend tailored lending and deposit solutions. Review commercial real estate and commercial and industrial loan requests, guide them through the approval process, and grow client relationships through referrals and community involvement.

Responsibilities

• Develop and manage long-term relationships with business banking members.
• Grow the business client portfolio through referrals, networking, and community involvement.
• Review loan and deposit requests and recommend appropriate credit solutions.
• Analyze financial statements, ratios, and business trends to support loan structuring.
• Guide loan requests through the credit approval process.
• Educate members and refer them to relevant business and financial services.

Required Skills

• Business banking products
• Commercial real estate lending
• Commercial and industrial lending
• Credit analysis
• Financial statement analysis
• Financial ratio analysis
• Loan structuring
• Deposit products
• Microsoft Word, Excel, Outlook, and Power
• Point
• Lending software