Small Business Consultant

In this role you'll have the opportunity to:

• Act as a leader in providing an exceptional client sales and service experience at branch locations. Assists with the operations of the branch along with the on-going training, mentoring, and coaching of team members.
• Grow and maintains a consumer/business lending pipeline by deepening client and center of influence relationships to continuously source referrals. Independently conducts outbound calls and networking activities, participates in delivering banking presentations.
• Consult with clients on bank products and services to attract, expand, and retain client relationships. Applies need-based sales techniques to build client awareness of bank products and services that will enhance the client relationship with the bank. Recognizes and facilitates referral opportunities to other business lines (including Commercial Lending, Treasury Management, Mortgage Lending and Investment Services.)
• Communicate proactively with current and prospective clients to educate, ensure understanding, resolve issues, develop and maintain client loyalty and solicit client feedback to improve bank performance. Holds client appointments scheduled by clients and/or branch team as well as walk-in appointments to identify and meet client needs.
• Open new accounts, verifies and processes changes to existing accounts, responds to inquiries, and resolves related account problems to ensure client satisfaction. Responsible for complying with policies, procedures, security requirements, and government regulations.
• Assist in branch lending processes, educates clients regarding lending options, completes thorough loan applications and documentation.
• May process a variety of routine financial transactions, including check cashing, withdrawals, deposits, and loan payments. Balances cash drawer, counting currency and coin accurately.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)
• NMLS Registration required

Experience

• 4 or more years of banker/client relationship consultant or related sales experience with established goals required

Knowledge, Skills and Abilities

• Advanced knowledge of retail product philosophy, policy, procedures, documentation and systems. Thorough knowledge of all retail products and services. Functional knowledge of complex accounts. (Ex. Trust, Power of Attorney, Guardianship, Court-Blocked, etc.)
• Ability to analyze client credit data and other related financial information to identify client needs and recommend solutions. Possess effective selling, cross selling and referral skills. Demonstrated networking skill and ability to manage branch referrals.
• Proven client service, interpersonal, and relationship building skills. Possess effective verbal and written communication skills; proper phone and email etiquette required.
• Strong ability to multi-task; Able to be flexible and react swiftly to client or branch needs and adjusting priorities.
• Ability to effectively use computer software including Microsoft Outlook, Word, and related business and communication tools.

Travel

• Up to 10%

Compensation & Benefits

• Targeted starting salary range (based on experience): $27.09-$36.65 hourly
• Incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life insurance
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement
• Get more information at: Employee Benefits | Banner Bank