Lead Compliance Analyst

You’ll be the CCO’s main partner in scaling our compliance program. Half the job is design: turning regulatory obligations into frameworks, policies and controls that product teams/engineering teams/etc can build against. The other half is running it: reviewing launches, tracking conditions, and keeping commitments to partners and regulators on time.

Here's how you will make an impact:

Build the program foundations
Build and maintain the regulatory inventory: which rules apply to which products and jurisdictions, who owns each obligation, and how we evidence compliance
Design the policy framework (taxonomy, ownership, approval authority, review cadence) and write or refresh core policies and procedures
Run the compliance risk assessment for regulatory and product risk across Payments, Payroll, Invoicing, Accounting, Advisors and Partnerships
Support Issue Management and remediation tracking so open findings have an owner, a date and visible progress
Own the regulatory change process: track changes in the USA and Canada, assess impact, route actions to the right team
Maintain the registration and license calendar so renewals and fillings never lapse
Run Product Compliance
Operate the tiered review process: triage intake, set conditions, give clear approve/approve-with-conditions/decline decisions
Partner with Product, Engineering, Legal and Risk early in design
Review high-risk launches: new payment flows, onboarding changes, data sharing, new jurisdictions
Apply the Product Compliance Evidence Standard and make sure launches leave an audit-ready trail
Review marketing claims and customer communications against the Marketing Content Guidelines
Oversee third parties and partners
Build compliance oversight of key processors and partners: obligations mapping, contract review input, monitoring, escalation
Oversee partner due diligence and maintain the data-sharing register
Coordinate card network, processor, and partner audits, attestations and inquiries
Report and Lead
Produce program reporting for leadership: scorecard, KPIs, open issues, emerging risks
Find the manual work worth automating and building lightweight tooling (ex. AI assistance) to remove it

You Thrive Here By Possessing the Following:

Required

• 6+ years in regulatory or product compliance at a fintech, payments company, PSP, bank or other regulated financial services firm
• Hands-on experience building a compliance program component from scratch: policies, risk assessment, regulatory inventory, issue management or similar
• Working knowledge of payments regulation and card network rules, with experience in at least one of: US money movement (NACHA/ACH, Reg E, UDAAP) or Canadian payments (RPAA, FINTRAC, PIPEDA)
• Experience embedded with product and engineering teams, reviewing features before launch
• Clear, concise writing: you can turn a regulation into a requirement as engineer can build to
• Comfort with ambiguity and shifting priorities in an integration environment

Nice to have

• Both US and Canadian regulatory experience
• Privacy program experience (PIPEDA, Quebec Law 25, CCPA) or exposure to PCI DSS, SOX or HIPAA controls
• Payroll, tax or small-business fintech background
• Experience with partner or processor oversight, network attestations, or regulatory exams
• People leadership or formal mentoring
• CRCM, CAMS, CAMLO training or similar