Senior Underwriter - Financial Lines (D&O) Brussels

For one of our clients, we are actively looking for a Senior Underwriter for Directors and Offiers (D&O) of companies in Brussels.

This position offers the opportunity to manage a sophisticated portfolio of financial risks while developing long-term relationships with leading insurance brokers and corporate clients across Belgium and Luxembourg.

Your Role

As a Senior Financial Lines Underwriter, you will be responsible for underwriting and developing a portfolio focused on Directors' & Officers' Liability (D&O) and related Financial Lines products.

You will combine technical underwriting expertise with commercial acumen, contributing to profitable portfolio growth while maintaining a disciplined risk selection approach.

Working closely with brokers, clients and internal stakeholders, you will help shape underwriting strategy and represent the company in the Belgian insurance market.

Underwriting & Risk Assessment

• Underwrite new and existing Directors' & Officers' Liability (D&O) risks for corporate clients across a wide range of industries.
• Assess complex financial, legal and corporate governance exposures to determine appropriate underwriting decisions.
• Structure tailored insurance solutions while ensuring compliance with underwriting guidelines and risk appetite.
• Negotiate policy terms, conditions, deductibles and pricing with brokers.

Portfolio Management

• Manage and develop a profitable Financial Lines portfolio.
• Continuously monitor portfolio performance, profitability and market developments.
• Identify emerging trends and recommend underwriting actions to optimize results.
• Participate in portfolio reviews and forecasting exercises.

Business Development

• Build and maintain strong relationships with insurance brokers and key business partners.
• Identify opportunities to expand existing relationships and generate new business.
• Represent the company during broker meetings, client presentations and industry events.
• Contribute to the development of new products and underwriting initiatives aligned with market needs.

Collaboration & Expertise

• Work closely with Claims, Legal, Risk Engineering and Product teams.
• Provide technical expertise and guidance on complex underwriting cases.
• Contribute to underwriting governance, peer reviews and knowledge sharing within the team.
• Stay informed about regulatory developments, corporate governance trends and market evolution affecting Financial Lines.

• Master's degree in Law, Finance, Economics, Insurance or equivalent experience.
• Minimum 5 years of underwriting experience within Financial Lines, with strong exposure to Directors' & Officers' Liability (D&O).
• Solid understanding of corporate liability risks, financial statements and corporate governance.
• Strong analytical and negotiation skills.
• Commercial mindset with the ability to build long-term broker relationships.
• Comfortable working autonomously while collaborating within an international underwriting environment.
• Fluent in French and/or Dutch, with a professional command of English.

• A permanent position within a well-established international insurer specializing in complex commercial risks.
• A technically challenging underwriting role with significant autonomy and market visibility.
• Direct interaction with major brokers, multinational clients and senior decision-makers.
• An international and collaborative working environment focused on technical excellence and innovation.
• Continuous learning opportunities and long-term career development.
• A flexible hybrid working model based in Brussels.

Compensation Package

For this type of position in Belgium, you can expect:

• Gross monthly salary: €5,000 to €9,000, depending on experience and underwriting expertise.
• Annual performance bonus, typically between 10% and 20% of annual salary.
• Company car or mobility budget.
• Group insurance and comprehensive hospitalization insurance.
• Meal vouchers (€8-€10/day).
• Net expense allowance.
• Laptop, smartphone and home office allowance.
• Flexible working hours and hybrid working policy.
• 30+ days of annual leave depending on the employer's benefits package.

Expertise, Governance, Underwriting, Risk Analysis, Knowledge Transfer, Initiative taker, Guidance, Economy, Corporate Customers, Claims, Finance, Insurance Solutions, Law, Development, Industry Events, Policy, Forecasting, Stay Informed, Future Trends, Liability, Pricing, Client Presentation, Compliance, Key Business, Peer Reviews, Exposure, Market Development, Insurance, Risk Appetite, Negotiation, D&O, Risk Engineering, Annual accounts, Negotiation

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