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Payment Business Analyst (Travel Payments)

VGAI Solutions IncDallas, TX🇺🇸United States

Quick overview

SeniorityMid Senior
Work modeHybrid
LocationDallas, TX, United States
Stakeholder Management

Job description

Role : Payment Business Analyst (Travel Payments)
Location : Dallas, TX
Working mode: Hybride( 3 days from office & two days from work from home)
Key Responsibilities
Payment Domain
  • Manage and optimize payment processing systems for travel-related transactions.
  • Design and implement secure payment solutions for airlines, hotels, OTAs, travel agencies, and travel technology platforms.
  • Analyze and improve end-to-end payment flows, authorization, settlement, reconciliation, and reporting processes.
  • Ensure compliance with payment industry regulations and security standards.
  • Collaborate with business stakeholders, payment providers, acquiring banks, and third-party vendors.
Payment Processing & Settlement
  • Strong understanding of:
  • Card Payment Lifecycle (Authorization, Clearing, Settlement, Chargeback)
  • Settlement Lifecycle
  • Payment Reconciliation
  • Refund Processing
  • Disputes and Chargebacks
  • Cross-border Payments
  • Merchant Acquiring and Issuing Processes
  • Virtual Card Solutions
  • Payment Gateway Integrations
Payment Standards & Messaging
  • Working knowledge of:
  • SWIFT MT and MX Messaging Standards
  • ISO 20022
  • SEPA (Single Euro Payments Area)
  • ANSI X12
  • EDIFACT
  • Banking and Financial Messaging Standards
  • International Payment and Settlement Mechanisms
API & Integration
  • Design, consume, and test APIs for payment integrations.
  • Work with REST and SOAP web services.
  • Handle message formats including:
  • JSON
  • XML
  • Use tools such as:
  • Postman
  • Swagger/OpenAPI
Technical & Data
  • Perform payment transaction analysis and troubleshooting.
  • Work with databases for querying and validating payment transactions.
  • Support integration testing and UAT activities.
  • Prepare technical documentation, API specifications, and solution designs.
Required Skills
Domain Skills
  • Payment Processing
  • Payment Gateways
  • Virtual Cards
  • Card Payments
  • Settlement & Reconciliation
  • Financial Services / Banking Domain
  • Travel Industry Payments
  • Airline Payments
  • Cross Border Payments
Payment Standards
  • SWIFT MT/MX
  • ISO 20022
  • ANSI X12
  • EDIFACT
  • SEPA
Technical Skills
  • REST APIs
  • SOAP Services
  • JSON
  • XML
  • Postman
  • Swagger/OpenAPI
  • SQL / Any Relational Database
Good to Have
  • VB / VB.NET knowledge.
  • Experience with airline distribution, GDS, NDC, or travel payment platforms.
  • Knowledge of PCI-DSS compliance.
  • Experience working with payment processors, acquirers, issuers, and fintech platforms.
  • Exposure to cloud-based payment solutions.
Preferred Qualifications
  • Bachelor's degree in Computer Science, Information Technology, Finance, or related field.
  • Payment certifications or banking domain certifications are a plus.
  • Experience in the travel, airline, hospitality, or fintech industry preferred.
Key Competencies
  • Strong analytical and problem-solving skills.
  • Excellent stakeholder management.
  • Ability to work with global teams and payment providers.
  • Strong communication and documentation skills.
  • Ability to translate business requirements into scalable payment solutions.

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