Commercial Product Manager -Lending

Commercial Product Manager -Lending

• £40-50k per annum, dependent on experience
• Monday-Friday, 9am-5.15pm, 36.25 hours per week
• This role can be based at either of Haydock Head office, Merseyside or our Welwyn Garden City office, Hertfordshire.
• Hybrid role: 3 days per week in office

About the Role
Handepay (part of the PayPoint Group) offers business financing to its Handepay and PayPoint small business customers, helping them to manage their cashflow and grow their businesses. This role is responsible for devising, launching and growing new lending products to small business and mid-corporate businesses.
Working with third party Lending providers, this position offers both strategic and executional responsibility. With the Support of the Head of Product and Proposition, you will actively engage 3rd party providers and internal cross-functional teams to identify, launch and scale new Lending products to drive short and long-term growth initiatives.
You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external Lending partners to drive delivery of monthly and annual targets.
This is suited to an established Product Manager / Partnerships Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career. You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement.
What youll be responsible for:

• Owns the development and delivery of the new Lending product and commercial roadmap aligned to business goals and revenue targets
• Defines and prioritises a backlog of growth initiatives
• Influences the end-to-end product lifecycle for newly launched and established lending products
• Leads cross-functional teams (Sales, Operations, Finance, Marketing, Technical and external partners) to drive alignment
• Makes commercial decisions on pricing, proposition and growth levers
• Acts as a subject matter expert across the organisation
• Engages with external partners to build market knowledge and network
• Liaises with external product partners to deliver activity in line with agreed plans and timelines
• Maintains strong project management to ensure initiatives are delivered on time and to a high standard
• Provides support to the Head of Product and Proposition to initiate new product developments and to shape future Lending strategy

About You
Essential Requirements

• Previous experience in a Product or Partnerships role (ideally Financial Services / Lending)
• Experience in delivering product plans with external partners and internal cross-functional teams
• Data-driven mindset with the ability to analyse performance and drive product level decisions. Ability to use excel is essential
• Highly organised with the ability to manage multiple projects and deadlines
• Collaborative team player with strong stakeholder management skills
• Positive, proactive and solutions-focused attitude
• Customer-centric mindset with a passion for challenging the status quo to drive future growth

Advantageous Experience

• Experience working within payments or lending
• Exposure to regulated industries

About Handepay
Handepay, part of the PayPoint Group, are a leading player in the payments industry. Combined with our core values of transparency, honesty and integrity, our Trustpilot reviews are among the best in the industry.
We believe every customer and employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals.
Benefits

• 25 days annual leave plus 8 UK bank holidays
• Contributory pension scheme and life assurance (subject to conditions)
• Discretionary annual bonus
• Company shares incentive plan
• Structured induction and ongoing training and support
• Employee benefits platform discounts
• Free on-site parking (A580 location, close to M6 for Haydock office or close to A1 for Welwyn Garden City office)
• Employee social events and team activities
• Free refreshments provided

You may have experience of: Product Manager, Commercial Product Manager, Lending Product Manager, Partnerships Manager, Business Lending, SME Lending, Merchant Cash Advance, Business Finance, Financial Services, Fintech, Payments, Product Roadmap, Pricing Strategy, Stakeholder Management, FCA Regulated.
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