Equity Research Analyst/Associate - Consumer Finance

The Consumer Finance research team covers approximately 16 companies spanning credit cards (American Express, Capital One, Synchrony), fintech and personal lending (SoFi, OneMain), and mortgages (Rocket). In partnership with the Payments research team, the group provides broad sector exposure, significant learning opportunities, and direct engagement with topics of high investor interest. The candidate should have a strong desire to learn and be intellectually curious. Strong verbal and written communication skills are essential.

The candidate will work closely with the Senior Analyst and broader team to develop investment ideas, conduct industry and company research, build and maintain financial models, author research reports, and engage with investors and management teams. Relevant experience in equity research is preferred.

Responsibilities
Perform complex financial modeling & valuation work
Write regular industry and company reports and company launch initiations from scratch
Participate in IPO-related vetting’s and analyst days
Develop databases integral to our research product
Demonstrate strong industry knowledge and business judgment
Work with Senior Analysts to develop key industry themes
Build relationships and facilitate information flow with contacts at covered companies
Participate and contribute to client meetings and events
Attend meetings and interact with key opinion leaders
Closely follow and understand market, industry and company specific activity, and relay to analyst when traveling
Seek out new, unusual sources of information
Leverage our robust network of industry contacts
Interact regularly with clients
Qualifications
Bachelor’s Degree or equivalent years of experience
A minimum of 1-2 years of experience – sell-side or buy-side (research, investment banking) experience preferred but not required
Credit skills is a plus
Must be an expert at MS Word and MS Excel/strong modeling skills
Must be able to thrive in a fast-paced and intense environment.

Along with Finance and Accounting, should have basic understanding of economics, macroeconomic factors, international affairs, and policy/politics
Must have excellent communication skills, written and verbal
Must have strong attention to detail, ability to multi-task
Must work well in a collaborative team environment
Must have strong intellectual curiosity
Shift:
1st shift (United States of America)
Hours Per Week:
40