Sr Credit Portfolio Manager

About Northern Trust
As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions.
Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide.
With more than 135 years of financial experience and over 24,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
The key responsibilities of the role include:

• Manages credit product risk and profitability for a large portfolio of credit clients and monitors loan performance to ensure that loan quality adheres to guidelines.
• Structures and negotiates large corporate banking/credit based product transactions according to guidelines established by senior
  bank and business unit management.
• Reviews with client organizations the structuring of transactions; acts as a consultant to the client in providing evaluation of financing strategies.
• Analyzes and negotiates the terms of loans, such as pricing special conditions, interest rates, etc. within appropriate corporate policy and
  guidelines. Prepares documentation necessary for the financing agreement.
• Responsible for monitoring and evaluating the creditworthiness of clients and prospects to ensure a high quality loan portfolio.
• Prepares and presents credit risk to the Loan Committee and Credit Policy Committee.
• Travels to client locations as required.
• Provides training or instruction to less experienced
  employees.

The successful candidate will benefit from having:

• In-depth knowledge of finance and relevant business segment specific issues, usually acquired through formal education or experience, is required to structure large corporate credit based product transactions.
• Knowledge of applicable industry laws and regulations, usually acquired through prior experience, to evaluate credit risk. Skills in negotiation and communication
  are necessary in establishing credit and preparing credit presentations.
• Analytical skills are required to analyze financial statements.
• Experience :5-7 years of credit product experience

Salary Range:
$74,200 - 126,200 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Work Authorization
Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa).
Working with Us
As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.
Philanthropy is deeply rooted in Northern Trust's history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.
Reasonable Accommodation
Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com , or alternatively you can discuss your individual requirements with the recruiter you are working with.