Credit Analyst Supervisor

CREDIT ANALYST SUPERVISOR

Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let's talk.

The candidate for this position will be responsible for:

Supervising and coaching Credit Analysts to ensure quality of work

Coordinating workflow to ensure excellent customer service is maintained

Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures

Analyzing financial documentation to accurately evaluate cash flow and financial ratios

Preparing accurate and concise loan approval reports in a timely manner

Performing collateral audits and loan reviews

Presenting to the Corporate Loan Committee as needed

Regularly collaborating with lending officers and, as necessary, with customers

Complying with regulations, policies, and standards of Fidelity Bank

Requirements for the position include:

A Bachelor's degree in a business-related field

Analytical ability with excellent attention to detail

Strong understanding of credit analysis, financial statements, and tax returns

Administrative, conceptual and supervisory skills

Strong verbal and written communication skills

High level of competence regarding Microsoft Word and Excel

Strong time management and multitasking skills

The ability to work late and/or flexible hours

Preferred qualifications for this position include:

Five years of commercial credit experience

Supervisory experience

Graduate School of Banking diploma

Formal leadership training

EEO/Veterans/Disabled