Manager - Risk Analyst - MFB - Mumbai - Lodha (I-Think Techno Campus) - JM

Responsibilities:

• Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context in coordination with data science team
• Implement & Monitor Credit Risk strategies across the lending life cycle – acquisition, underwriting, cross-sell & collections
• Review portfolio on periodic basis across various risk metrices for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
• Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
• Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
• Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
• Visit branches on regularly basis and evaluate the portfolio quality and adherence to policy norms.
• Coordinate with Various internal teams such as Quality Control, Product, Business, IT, Data Science team for strengthening of risk framework.

Eligibility Criteria:

• MBA from a reputed institute
• 3-6 years of experience in managing risk in a Bank/NBFC
• Excellent in understanding data & bringing insights. Advance knowledge of excel required
• Sound knowledge of statistical models
• Experience in microfinance/inclusive finance will be an added advantage