Business Analyst (Core Banking & Payments)

Job Description: Business Analyst (Core Banking & Payments)

Location: Frisco, TX (Onsite/Hybrid)

Rate: $65/hr on W2

Duration: Long Term

Role Overview

We are seeking a highly skilled Business Analyst with a strong background in the Core Banking and Payments ecosystem to join our team supporting Fiserv. The ideal candidate will act as a subject matter expert (SME) bridging the gap between business stakeholders and technical teams. You will be responsible for deep functional analysis, product impact assessments, and driving process re-engineering initiatives within the VN (Value Network) workflows. This role requires a blend of strong documentation capabilities, data analysis skills, and a thorough understanding of regulatory landscapes affecting global financial transactions.

Key Responsibilities

· Domain Expertise & Functional Analysis: Leverage deep knowledge of the Core Banking and Payments ecosystem to perform comprehensive functional analysis. Conduct product-level impact assessments to ensure changes align with business strategy and technical feasibility.

· Card Lifecycle Management: Provide subject matter expertise across the full card lifecycle, specifically focusing on Authorization, Validation, Personalization, and Administration. Ensure business requirements accurately reflect the nuances of card transaction processing and issuance.

· Regulatory Compliance: Ensure all product features and process changes adhere to regulatory compliance standards and global financial regulations. Assess the impact of regulatory changes on existing workflows and systems.

· Process Re-engineering & Automation: Analyze existing VN workflows to identify inefficiencies. Lead initiatives for process re-engineering and automation to improve operational efficiency and accuracy.

· Documentation & Agile Delivery: Create and maintain high-quality documentation for product features, APIs, and business processes. Utilize Atlassian JIRA & Confluence to support Agile delivery, manage backlogs, and ensure traceability of requirements from concept to delivery.

· Data Analysis & API Integration: Utilize MS SQL to perform data analysis, validation, and extraction to support business decisions. Demonstrate a strong understanding of API concepts (REST/OpenAPI) and integration patterns to collaborate effectively with engineering teams on system interfaces.

Required Qualifications

· Experience: Proven experience (typically 5+ years) as a Business Analyst within the financial services, fintech, or payments industry, specifically working with core banking platforms or payment processors.

· Domain Knowledge: Strong understanding of Core Banking systems and the Payments ecosystem. In-depth knowledge of card lifecycle processes (Authorization, Validation, Personalization, Administration) is mandatory.

· Regulatory Expertise: Expertise in regulatory compliance and global financial regulations (e.g., AML, KYC, PCI DSS, or specific card network rules).

Technical Skills:

· Proficiency in MS SQL for data querying and analysis.

· Solid understanding of REST/OpenAPI and integration concepts.

· Experience with JIRA & Confluence for Agile project management and documentation.

· Soft Skills: Excellent documentation skills (BRDs, FRDs, User Stories) with a keen eye for detail. Strong ability to perform deep functional analysis and drive process re-engineering.