Liquidity & Treasury Architect - Commercial Banking

Location: Phoenix, AZ/Johnston, RI/Pittsburgh, PA

Position Summary

The Liquidity & Treasury Architect is responsible for designing and governing end-to-end treasury, liquidity, cash management, and asset-liability management (ALM) solutions for commercial banking platforms. The role bridges business, operations, risk, and technology teams to deliver scalable, secure, and regulatory-compliant treasury architectures.

Key Responsibilities

Treasury & Liquidity Architecture

Design target-state architecture for:

Liquidity Management

Cash Positioning

Intraday Liquidity Monitoring

Cash Pooling and Sweeps

Treasury Workstations

Asset Liability Management (ALM)

LCR, NSFR and regulatory liquidity reporting

Define enterprise data models for treasury and liquidity domains.

Architect real-time cash visibility and liquidity forecasting capabilities.

Commercial Banking Treasury Solutions

Lead architecture for:

Commercial Treasury Management

Cash Management Services

Payments & Collections

Account Concentration

Notional Pooling

Virtual Accounts

Corporate Treasury Portals

ERP Integration Solutions

Drive API-led treasury modernization initiatives.

Platform Modernization

Assess current-state treasury applications and define modernization roadmaps.

Architect cloud-native and microservices-based treasury platforms.

Integrate:

Core Banking

Payments Hubs

SWIFT

RTP/FedNow

ACH

Treasury Systems

Risk Platforms

Data Lakes

Risk & Regulatory Compliance

Ensure alignment with:

Basel III requirements

Liquidity Risk Management standards

Regulatory Reporting requirements

Audit and Governance controls

Support stress testing and liquidity scenario modeling.

Design security, access control, and audit frameworks.

Stakeholder Management

Engage with:

Treasury Business Teams

Corporate Banking Product Owners

Risk & Compliance

Operations

Technology Delivery Teams

External Vendors

Provide architecture leadership during strategic transformation programs.

Required Qualifications

Bachelor''s degree in Computer Science, Information Systems, Finance, or related field.

12+ years of banking technology experience.

5+ years in Treasury, Liquidity, Cash Management, or ALM domain architecture.

Strong commercial banking knowledge.

Required Domain Expertise

Treasury & Cash Management

Liquidity Management

ALM

Commercial Banking Products

Payments

Corporate Treasury Services

Regulatory Reporting

Interest Rate Risk Management

Working Capital Solutions

Treasury Operations

Technical Skills

Enterprise Architecture (TOGAF preferred)

Cloud Platforms (Azure/AWS/Google Cloud Platform)

Microservices & APIs

Event-Driven Architecture

Kafka / MQ

Data Architecture & Analytics

SQL/NoSQL

Security Architecture

Integration Architecture

Preferred Treasury Platforms

Experience with one or more:

FIS Quantum

Kyriba

Finastra

Murex

SAP Treasury

Oracle Treasury

Bloomberg

Treasury and ALM platforms

Preferred Certifications

TOGAF

AWS/Azure Architect

CFA (Preferred)

FRM (Preferred)

Certified Treasury Professional (CTP)

Success Metrics

Treasury platform modernization delivery

Liquidity reporting accuracy

Reduction in manual treasury operations

Improved liquidity forecasting capability

Regulatory compliance outcomes

Increased treasury automation

API adoption and integration efficiency