Product Owner

Job Title: Product Owner

Location: Charlotte, NC (Onsite)

Job Type: Full Time

Experience: Minimum 10 years

Primary Skill: Product Owner

Secondary: Agile

Roles & Responsibilities

• 8+ years of experience in product management, business analysis, or product ownership.
• 5+ years of hands-on experience in payments or transaction processing systems.
• Experience working in Agile / Scrum environments.
• Create, refine, and prioritize the product backlog, including epics, features, user stories, and enablers.
• Write clear, testable user stories with acceptance criteria.
• Balance priorities across regulatory mandates, tech debt, resiliency, and new feature development.
• Ensure backlog readiness for sprint planning.
• Partner with Scrum Masters and engineering teams to ensure efficient Agile delivery.
• Participate in sprint planning, reviews, demos, and retrospectives.
• Accept or reject completed work based on defined acceptance criteria and quality standards.
• Strong understanding of banking or payments systems (ACH, Wires, RTP, Cards, Cross-Border Payments).
• Knowledge of risk, compliance, and regulatory impacts on payments.
• Ability to collaborate effectively with engineering and architecture teams.
• Understanding of APIs, integration patterns, microservices, and data flows (functional level).
• Strong analytical skills to evaluate data, trends, and product performance metrics.
• Excellent communication and stakeholder management skills.
• Strong decision-making and prioritization capabilities.
• Ability to operate in a fast-paced, highly regulated environment.