Reconciliation & Reporting Analyst

Join a dynamic Recon and Reporting team responsible for ensuring financial accuracy across post-transaction systems, where your work will help reconcile funds, investigate discrepancies, and support critical reporting obligations. This remote opportunity offers the chance to make a measurable impact on money movement, controls, and process improvement in a fast-paced payments environment.
Responsibilities

• Perform recurring daily, weekly, and monthly reconciliations across card network, banking partner, processor, and internal ledger data.
• Investigate break items and discrepancies, identify root causes, and support timely resolution and escalation when needed.
• Build and maintain SQL-based reporting and reconciliation workflows, including summaries, dashboards, and exception tracking.
• Track key reconciliation metrics such as match rates, break aging, resolution timelines, and reporting performance.
• Support month-end close activities by preparing reconciliation support, summaries, and documentation for accounting and audit needs.
• Monitor settlement, funding, and banking activity to spot irregularities and upstream data issues.
• Work closely with Engineering, Product, Accounting, Treasury, and Compliance to validate changes, define requirements, and support production issues.
• Document processes, maintain runbooks, and recommend improvements that reduce manual effort and strengthen controls.
• Respond to reconciliation and reporting requests from internal and external stakeholders with clear, timely communication.

Skills

• 5+ years of experience in reconciliation, settlement, payment operations, accounting, or finance analytics.
• Bachelor's degree in Finance, Accounting, Economics, a quantitative field, or a related area, or equivalent experience.
• Strong SQL skills with the ability to create and maintain automated reporting solutions.
• Advanced Excel skills, including formulas, pivots, and working with large transactional datasets.
• Excellent attention to detail and a strong problem-solving mindset for investigating data issues.
• Working knowledge of accounting principles and how money moves through payment and banking processes.
• Strong written and verbal communication skills with the ability to explain findings to technical and non-technical audiences.
• Self-directed approach with the ability to manage recurring deadlines and communicate progress clearly.

Preferred Skills

• Experience with card-network reconciliation and settlement processes.
• Familiarity with payment rails such as ACH, wire, SWIFT, RTP, or FedNow.
• Exposure to merchants, acquirers, issuers, processors, and program banks within the payments ecosystem.
• Experience with reconciliation tools, banking portals, or BI platforms such as Looker or Tableau.
• Background supporting month-end close, fee reconciliation, revenue leakage analysis, or regulatory reporting.
• Experience contributing to audits, controls, or SOX-adjacent processes.
• Interest in improving operational workflows through automation and process enhancement.

Horizontal is committed to building an inclusive environment where people from all backgrounds can thrive. We value diverse perspectives, encourage collaboration, and strive to create equitable opportunities for everyone on the team.

By applying for this position, you acknowledge and agree that Horizontal Talent may contact you regarding your application using automated technology, including phone calls, SMS/text messages, or email, which may be delivered by our virtual AI recruiter, Alex.