Mortgage Loan Officer - New Home Construction

Dream Finders Homes is seeking a customer-focused Mortgage Loan Officer to help homebuyers navigate financing for new homes and townhomes. You will assess applicants' financial profiles, explain mortgage options, gather and review documentation, and guide loans through processing and underwriting. Collaborate with sales, construction, and corporate teams to create a smooth, personalized homebuying experience. The ideal candidate understands residential lending, communicates clearly, follows applicable regulations, and thrives in a fast-paced, results-driven environment. Join an entrepreneurial, growth-focused national homebuilder committed to quality craftsmanship, customer satisfaction, and continuous improvement. Mortgage loan originator licensing and NMLS registration are required as applicable.

Responsibilities

• Evaluate prospective borrowers' financial information, credit, and repayment capacity.
• Explain mortgage products, rates, fees, and qualification requirements to homebuyers.
• Collect and review loan applications and supporting documentation for completeness and accuracy.
• Coordinate with loan processors, underwriters, real estate sales, and other internal teams to move applications toward closing.
• Track loan progress, respond to borrower questions, and provide timely updates throughout the financing process.
• Ensure loan origination activities comply with applicable federal, state, and company requirements.
• Build relationships with homebuyers and support a positive, personalized homebuying experience.

Required Skills

• Mortgage loan origination
• Residential mortgage products
• Loan application review
• Credit and income analysis
• Debt-to-income ratio assessment
• Mortgage underwriting coordination
• Federal and state lending compliance
• NMLS systems and loan origination software
• Customer relationship management
• Homebuyer communication and sales