SWIFT Technology Developer / SWIFT Integration Engineer

Job Title: SWIFT Technology Developer / SWIFT Integration Engineer

Location: Charlotte, NC (Onsite)

Job Type: Contract

Experience: 8+ Years

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Job Summary

We are seeking an experienced SWIFT Technology Developer / SWIFT Integration Engineer with deep expertise in SWIFT messaging platforms, payment systems integration, ISO 20022 migration, and Java-based application development. The ideal candidate will be responsible for designing, developing, integrating, and supporting enterprise SWIFT solutions for domestic and international payment processing while ensuring high availability, security, and compliance in mission-critical banking environments.

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Required Skills

SWIFT Technologies

• 8+ years of experience in SWIFT technology and payment integrations
• Strong expertise in:
  • SWIFT Alliance Access (SAA)
  • SWIFT Alliance Messaging Hub (AMH)
  • SWIFT Alliance Gateway (SAG)
  • SWIFTNet
  • FIN Messaging
  • InterAct
  • FileAct
  • SWIFT Customer Security Program (CSP)

Payment Messaging Standards

• SWIFT MT Messages
• ISO 20022 MX Messages
• XML/XSD
• Message Transformation
• Message Validation
• Payment Message Routing

Payment Systems

• Fedwire
• CHIPS
• RTP (Real-Time Payments)
• ACH
• SEPA
• Cross-Border Payments
• Domestic Payments
• Payment Hubs

Application Development

• Java
• Spring Boot
• REST APIs
• SOAP Web Services
• Microservices
• Python
• Shell Scripting
• SQL

Middleware & Integration

• IBM MQ
• Apache Kafka
• Enterprise Messaging
• API Integration
• Middleware Development
• Message Queues

Databases

• Oracle
• SQL Server
• PostgreSQL

Infrastructure & Platforms

• Linux/Unix
• Windows Server
• High Availability (HA)
• Disaster Recovery (DR)
• Production Support

DevOps & Cloud (Preferred)

• CI/CD Pipelines
• DevOps
• AWS
• Azure
• Google Cloud Platform (Google Cloud Platform)
• Automation Frameworks

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Key Responsibilities

• Design, develop, and maintain SWIFT integration solutions supporting domestic and cross-border payment processing
• Implement and support SWIFT messaging technologies, including FIN, InterAct, FileAct, MT, and ISO 20022 MX messaging
• Configure, administer, and support SWIFT Alliance Access (SAA), Alliance Messaging Hub (AMH), Alliance Gateway (SAG), and SWIFTNet
• Develop middleware, APIs, and microservices to integrate SWIFT infrastructure with enterprise banking and payment applications
• Build message transformation, validation, and routing solutions for MT and MX message formats
• Lead ISO 20022 migration initiatives, including MT-to-MX and MX-to-MT message transformation
• Integrate SWIFT with payment systems such as Fedwire, CHIPS, RTP, ACH, SEPA, and internal payment engines
• Develop Java-based applications, automation utilities, and operational tools supporting payment processing workflows
• Monitor SWIFT environments, troubleshoot connectivity and performance issues, and provide Level 2/Level 3 production support
• Perform root cause analysis, implement permanent fixes, and support disaster recovery and high-availability environments
• Implement SWIFT CSP controls, secure message transmission, encryption standards, and regulatory compliance requirements
• Collaborate with architects, infrastructure teams, developers, and business stakeholders to deliver secure, scalable payment integration solutions

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Preferred Qualifications

• Experience implementing enterprise payment hubs and payment modernization programs
• Hands-on experience with ISO 20022 migration projects
• Strong knowledge of Fedwire, CHIPS, RTP, ACH, SEPA, and international payment networks
• Experience with cloud platforms (AWS, Azure, or Google Cloud Platform)
• Experience with DevOps, CI/CD pipelines, and automation tools
• SWIFT certification or equivalent industry experience
• Banking or Financial Services domain experience

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Key Competencies

• Strong troubleshooting and analytical skills
• Deep understanding of payment message lifecycles
• Expertise in message routing, transformation, and integration patterns
• Excellent communication and stakeholder management skills
• Ability to work in high-volume, mission-critical payment environments
• Strong problem-solving and technical leadership abilities