Solution Architect - Digital Assets

Job Title: Solution Architect – Digital Assets (Stablecoins & Tokenized Deposits)

Location: Hybrid at TX, NJ , MA,  NC
Experience: 10+ years in enterprise architecture / engineering, with 3+ years focused on digital assets, stablecoins, or tokenized deposits in a regulated environment.

Role Overview

We are seeking a Solution Architect to support a new Digital Assets program focused on stablecoin-based payments, custodial flows, and tokenized deposits. This person will own end-to-end architecture and guide engineering teams as we design and implement production-grade digital asset capabilities in partnership with providers such as Ripple, Stablecore, Circle, and other custody/wallet platforms.

The ideal candidate has deep, hands-on experience in the digital assets space, with proven delivery of stablecoin payments, tokenized deposits, and/or on-chain settlement in financial institutions or fintechs.

Key Responsibilities

• Define and own the reference architecture for stablecoin and tokenized deposit capabilities, including:

  • On/off-ramp, mint/redeem, transfers, and settlement.

  • Custodial wallet infrastructure and key management.

  • Integration with core banking, payment rails, and compliance systems.

• Design end-to-end flows for stablecoin-based payments and tokenized deposits across:

  • Customer onboarding, funding, transaction processing, reconciliation, and reporting.

• Partner with product, engineering, risk, and compliance to:

  • Translate business and regulatory requirements into scalable, secure architectures.

  • Define non-functional requirements (scalability, resilience, security, observability).

• Lead vendor evaluation and integration with digital asset providers (e.g., Ripple, Stablecore, Circle, Fireblocks, etc.).

• Guide multiple engineering squads on:

  • API design, event-driven architecture, microservices, and data models.

  • Security, compliance (KYC/AML, sanctions), and auditability.

• Drive architecture governance, standards, and best practices across the digital assets program.

Must-Have Skills & Experience

• 10+ years of experience in enterprise architecture / engineering in financial services or fintech.

• Strong hands-on experience in digital assets, including at least one of:

  • Stablecoin-based payments (e.g., USDC, USDT, or similar).

  • Tokenized deposits or bank-issued on-chain deposit tokens.

  • Custody / wallet infrastructure and key management for institutional digital assets.

• Proven track record of designing and delivering production systems in regulated environments (banks, broker-dealers, payment companies).

• Deep understanding of:

  • Payment flows, settlement, reconciliation, and ledgering.

  • Compliance controls (KYC/AML, sanctions, travel-rule style requirements).

  • API-led integrations with core banking, payment processors, and custody providers.

• Experience with providers such as Ripple, Stablecore, Circle, Fireblocks, Anchorage, BitGo, or similar is highly desirable.

• Strong communication skills and ability to influence senior stakeholders.

Nice-to-Have

• Experience with blockchain protocols (Ethereum, Solana, Stellar, Hyperledger, Corda, etc.).

• Exposure to smart contracts, DeFi, RWA tokenization, or related areas.

• Certifications in architecture (TOGAF, AWS/Azure solutions architect, etc.).